A prepaid voucher is the closest thing to cash that a crypto wallet can buy. Unlike an Amazon or Steam card, it is not tied to one shop — it is a payment method, accepted at every merchant that lists that brand at checkout. We stock 11 voucher brands across 31 regional variants, and they split into three mechanisms that are genuinely different products. Buying the wrong one is the most common mistake in this part of the catalog.
The three mechanisms are simple once named. Some vouchers are the payment: you paste a 14- or 16-digit code into a checkout and you are done, with no account anywhere. Some are reload codes: they add balance to a card or wallet you already hold, and are useless if you do not hold one. And two of them are crypto-out vouchers: they redeem back into coins on a third-party site, which is a gifting instrument, not a spending one. This guide covers all eleven, with the acceptance network and the per-code cap named next to each — because the cap is the detail that surprises people, and it is not something the seller sets.
What a prepaid voucher is, and how it differs from a gift card
A gift card is store credit: an Amazon code only works at Amazon. A prepaid voucher is a bearer payment instrument: it carries a value that any participating merchant can accept, the same way a banknote does. Nobody has to know who you are for it to work, which is precisely why the format exists and why it is capped.
The practical consequence is that you do not choose a voucher by "where do I want to shop" but by "does the checkout I am facing list this brand". Every merchant that accepts one of these publishes it on its payment page. Check that first, then buy — never the other way round. If you already know the shop, a brand card is usually the better buy, and the ranked overview of those is in the best gift cards to buy with crypto in 2026.
The three kinds of prepaid voucher we stock
| Mechanism | Brands | Variants | What you must already have | Typical cap per code |
|---|---|---|---|---|
| The code is the payment | 6 | 18 | Nothing at all | 100 in local currency |
| Reload code | 3 | 5 | The matching card or wallet | 200 to 250 |
| Crypto-out voucher | 2 | 8 | A wallet address to receive coins | 800 to 1,500 |
Every variant in all three groups carries the same 1.5% discount and the same roughly 11-minute delivery, so the choice is never about price. It is about which mechanism matches what you are trying to do.
Vouchers where the code is the payment
Six brands, 18 variants, and the group most people actually want. You buy the code with crypto, and the code is spendable immediately at any merchant in that brand's network. No account, no app, no top-up step, nothing to maintain.
paysafecard is the widest-reach name in the group: five currencies — USD, EUR, GBP, CAD and AUD — and a PIN that is accepted at merchants across Europe, the UK, North America and Australia. The per-PIN cap is 100 in local currency in most markets, and typically £50 in the UK with £100 available in some sales channels. paysafecard is designed for PINs to be combined at checkout, so a larger purchase means several codes rather than one big one.
Neosurf covers four currencies — EUR, GBP, CAD and AUD — and has the broadest merchant list of the group inside the EU. Its standard cap is €100 per voucher, with Neosurf MAX denominations of €250 and €500 available in some markets; the UK standard cap is £80 and the Canadian one C$250. In Australia it is one of the most widely accepted prepaid rails there is.
Cashlib is EUR-only and, for European checkouts, the simplest instrument in the catalog: a 16-digit code accepted at thousands of European online merchants, with denominations to €500 and no Cashlib account at any point. The merchant directory lives on cashlib.com, and it is worth reading before you buy rather than after.
Transcash — the Ticket Transcash — is the French-market equivalent: a 14-digit code accepted at thousands of French and European merchants, again with no account. Its ceiling is not ours to set: French anti-money-laundering rules cap a single Transcash voucher at €250, which is why you will never see a larger one anywhere.
Flexepin runs in EUR, GBP, CAD and AUD, and its network leans towards forex and CFD brokers, e-wallets and a slice of licensed betting operators rather than general retail. Caps are higher than the group average: A$500, C$500, €500 and £400. ecoVoucher covers EUR, GBP and USD on the ecoVoucher and ecoPayz network, with a standard cap around 100 in local currency that rises if the recipient holds a verified ecoAccount.
A note on where these are accepted, because it is a real pattern rather than a marketing line: the merchant categories that adopted prepaid PINs earliest are online gaming, licensed betting and sports-betting operators, forex and CFD brokers, e-wallets and dating platforms. General retail adoption is thinner. That is the honest shape of the network, and it is the reason the "check the checkout first" rule matters more here than anywhere else in the catalog.
Reload codes: topping up a card or wallet you already hold
Three brands, five variants, and the group with the sharpest failure mode — these codes are worthless without the matching account already in your hands. Buy one of these only if you already hold the product.
PCS Recharge adds EUR to an existing PCS Mastercard through MyPCS or the PCS app. Once the balance is loaded, it spends anywhere Mastercard is accepted, which makes it the most general-purpose instrument in this whole guide — but only after that first step. The per-code cap is €250 on the unregistered tier.
Bitsa works the same way on the Visa side: a Bitsa Code applied inside the Bitsa app to an existing Bitsa account, capped at €200 per code on the standard tier, after which the linked Bitsa Visa spends anywhere Visa is accepted.
Aircash is the regional one, and the only brand here built for the Western Balkans: three variants adding BAM to a Bosnian account, EUR to a Croatian or Slovenian one, and RSD to a Serbian one, with Serbian denominations running from 6,000 to 60,000 RSD. One hard rule applies to all three: an Aircash wallet's currency cannot be changed once it is set, so the variant must match the wallet, not your preference.
Crypto-out vouchers: the two that turn back into coins
These are the ones people misread most often. Crypto Voucher and Bitnovo are not spending instruments — they are codes that the holder redeems on the issuer's own site for cryptocurrency, choosing the coin and supplying their own wallet address. Crypto Voucher covers more than 70 cryptocurrencies at cryptovoucher.io across five currencies; Bitnovo redeems at bitnovo.com for BTC, ETH, USDT, BNB, LTC, XRP and more, in EUR, GBP and USD.
Paying in crypto to receive crypto sounds circular, and for yourself it usually is. The case where it earns its place is handing coins to someone who has no exchange account and no intention of opening one: they get a code by email, redeem it into the coin they want, and never sign up anywhere. It is also the only instrument here that lets the recipient decide which asset they end up holding.
The caveat has to be stated plainly, because it is the one thing that catches buyers out: the no-KYC property belongs to our checkout, not to the third party's redemption. Both issuers apply their own identity threshold at redemption — typically around €1,000, $1,000, £800, C$1,400 or A$1,500 per voucher. Below it, redemption is normally a code and a wallet address. At or above it, expect the issuer to ask for something. If that matters to you, the honest treatment of what crypto payment does and does not hide is in how private crypto gift cards actually are.
A third option sits just outside this group. The Binance Gift Card in USDT carries a face value denominated one-for-one with the dollar and credits a Binance Spot wallet instantly with no Binance fee on issue or redemption — excellent if the recipient already uses Binance, useless if they do not, since it needs that account.
Why every voucher has a low cap — and what to do about it
This is the single most misunderstood thing about the format. The caps you see — €100 on a standard Neosurf, €250 on a Transcash, €200 on a Bitsa code — are not our pricing decisions and they are not stock limits. They are anti-money-laundering thresholds set by the voucher issuers and their regulators, which is the price of an instrument that works without an identity attached. A bearer product with no cap would not be allowed to exist.
The workable consequence: for a larger purchase, buy the number of codes the merchant will accept in one go. paysafecard is explicitly built for this and combines PINs at its checkout; several others do the same. What does not work is expecting a single code to carry a sum the issuer never issues, and no seller anywhere can produce one. If your real need is a large, repeated, general-purpose spend, a voucher is the wrong tool and a reusable card is the right one — that comparison is in gift cards versus crypto debit cards.
Picking the currency, which is not the same as picking a country
Every voucher in this guide is a wallet-currency product: the variant you choose sets the currency the code carries, and that currency in turn decides which slice of the brand's merchant network will take it. A EUR Neosurf and a GBP Neosurf are the same brand and not interchangeable at the same checkout. This is a different rule from the region-locked brand cards elsewhere in the catalog, where the country of the account is what must match; the four redemption models are laid out in the region-lock guide.
Two currencies are narrower than they look. Cashlib, Transcash, PCS and Bitsa are EUR-only in our catalog, so they are European instruments in practice. Aircash's BAM and RSD variants exist for exactly one market each. Everything else — paysafecard, Neosurf, Flexepin, ecoVoucher, Crypto Voucher and Bitnovo — offers a choice, and 7 currencies are covered across the group in total: USD, EUR, GBP, CAD, AUD, BAM and RSD.
Which one should you buy?
- You want to pay at a checkout that lists a specific brand. Buy that brand, in the currency the checkout charges in. Nothing else in this guide will substitute for it.
- You want the widest chance of being accepted and you are in Europe. Neosurf in EUR, then Cashlib. Both need no account.
- You are in the UK, Canada, Australia or the US. paysafecard has the broadest multi-market reach; Neosurf is the stronger option specifically in Australia.
- You already hold a PCS Mastercard, a Bitsa Visa or an Aircash wallet. Buy the matching reload code — it is the only one that will work, and it is also the only route in this guide to general card acceptance.
- You are giving crypto to someone with no exchange account. Crypto Voucher or Bitnovo, kept under the issuer's identity threshold.
- You want to buy from one specific shop. None of these. Buy that shop's own card from the catalog — 81 brands, and the code cannot be refused.
What this does and does not do for your privacy
Buying the voucher with Monero or Bitcoin means no bank, card network or exchange sees the purchase, and there is no shopping account on our side: an email address to deliver the code is the only thing we hold. The voucher itself is a bearer instrument, so the code is not registered to your name.
What it does not do is make the merchant blind. Whoever you eventually pay still knows whatever their own signup asked for, and regulated operators in particular run their own checks regardless of how you funded the balance. The voucher removes the payment link between your identity and the transaction; it does not remove the account you spend it on. That distinction is the whole subject of no-KYC gift cards explained.
Which coin to pay with, and how the purchase works
Eight payment routes across seven assets: Bitcoin, Monero, Ethereum, Litecoin, Solana, TRON, and Tether on either TRC20 or ERC20. Coin choice changes the network fee and the wait, never the price of the voucher or which brands you can buy. Bitcoin is the default for most buyers, USDT-TRC20 settles in about 90 seconds, and Monero is the choice when on-chain privacy is the point, at roughly 22 minutes for its ten confirmations. The full ranking is in the best coin to buy gift cards with, and the timing behind the median is in how 11-minute delivery works.
The flow itself is short. Pick the brand and currency, choose a denomination, give an email address so the code has somewhere to land, select your coin and send the quoted amount. The code arrives by email after the chain confirms, with a median around 11 minutes, at a flat 1.5% below face value on every voucher variant we carry. There is no account, no identity check and no basket — each voucher is its own order. If a code will not go through at a merchant, the brand-by-brand fixes are in redemption troubleshooting.
The full voucher line-up sits inside the shopping category, and if what you actually need is airtime rather than a payment code, that is a different product: mobile top-up reaches 599 carriers across 166 countries and credits the number directly. For the wider question of whether to use a voucher at all instead of moving money through an exchange, see crypto gift cards versus exchanges.
Frequently asked questions
Can I buy paysafecard with Bitcoin?
Yes. We stock paysafecard in five currencies — USD, EUR, GBP, CAD and AUD — payable with Bitcoin or any of our other seven payment routes. There is no account and no identity check, and the PIN arrives by email in a median of about 11 minutes at 1.5% below face value.
Which prepaid voucher needs no account at all?
Six of the eleven: paysafecard, Neosurf, Cashlib, Transcash, Flexepin and ecoVoucher. For all of these the code itself is the payment — you paste it into a merchant checkout and nothing has to be registered anywhere. PCS, Bitsa and Aircash are reload codes that require the matching card or wallet, and Crypto Voucher and Bitnovo require only a wallet address to receive coins.
Why is my voucher capped at €100 or €250?
Because the issuer and its regulator set that ceiling, not the seller. Prepaid vouchers work without an identity attached, and anti-money-laundering rules cap bearer instruments in exchange for that. Transcash is capped at €250 by French rules; standard Neosurf and ecoVoucher sit at around 100 in local currency. For a larger amount, buy several codes — paysafecard in particular is designed to combine PINs at checkout.
Can I turn a prepaid voucher back into cash?
Not directly, and any service offering to do it at a discount should be treated with suspicion. What does exist is the reverse direction: Crypto Voucher and Bitnovo redeem into cryptocurrency of the holder's choosing on the issuer's site, and a PCS or Bitsa reload puts the balance on a card that spends anywhere Mastercard or Visa is accepted.
Do I need ID to redeem a Crypto Voucher or a Bitnovo voucher?
Below the issuer's threshold, normally not — a code and your own wallet address are enough. Both apply an identity threshold of roughly €1,000, $1,000, £800, C$1,400 or A$1,500 per voucher, at or above which they may ask for verification. That check belongs to them, not to us: our own checkout asks for nothing beyond a delivery email whatever the amount.
Which voucher is accepted in the most places?
It depends on where you are. paysafecard has the widest multi-market footprint across Europe, the UK, North America and Australia. Inside the EU specifically, Neosurf in EUR has the broadest merchant list, with Cashlib close behind. In Australia, Neosurf and Flexepin dominate. Always confirm the brand appears on the merchant's own payment page before buying.
Is buying a prepaid voucher with crypto legal?
Buying a prepaid voucher is an ordinary retail purchase in the markets we serve, and paying for it in cryptocurrency does not change what it is. What differs by country is what you may then spend it on — regulated categories such as betting are restricted or licensed market by market, and that is between you and the merchant. Nothing here is legal advice; the tax side of spending crypto is covered separately in are crypto gift cards taxable.
Found a region quirk we missed? Tell the desk — /contact.
